Personal
Banking 101

Learn personal banking basics from the expert Lake Region Bank team. From savings and checking accounts to credit cards, mobile banking, home loans, and avoiding fraud, our team is here to make managing and protecting your money easy.

Our services include:

Personal Checking
Personal Savings
Home Loans
Personal Digital Banking
Personal Card Services
Good Neighbor Club

Get in Touch

Fill out the form below and one of our personal bankers will be in touch with you soon.

Meet Your
Personal Bankers

Lake Region Bank has been a member of the New London, Willmar, and Sunburg communities for more than 100 years. Our success has always been tied to the success of local families and businesses. Get to know your local community personal bankers who can help you choose the right savings and checking accounts, apply for a credit card, and hook you up with a home or personal loan.

Explore Our
Personal Banking 101 Videos

To see our legacy continue from our humble beginning in 1915 to today with three locations and over 30 employees to serve you including the third generation of Vollan’s. I’m sure the founders would be surprised to see all the Personal Banking Team showcasing all we offer in videos over the world wide web! Oh my, how some things have changed and yet our core mission of service to our communities remain.

Budgeting 101

A good budget can help you make sense of where your money’s going so you can do more with it. It helps you achieve financial goals, prepares for emergencies, reduces financial stress, empowers intentional spending, and promotes accountability. Our bankers share how to save it for the future, spend it wisely, and watch it grow.

Personal Checking Basics

Whether you pay with card, cash, check, or a digital wallet, a personal checking account makes getting paid and making payments easy. We feature three unique checking accounts. From our Simply Checking which offers total checking convenience and requires no minimum balance, Classic Checking that offers interest-earning and other added benefits, and our Classic Checking which offers exclusive travel opportunities for customers aged 50 over better. Whether you are just getting started with a checking account or looking to change banks or account types we’ve got an account for you. Get the details from our personal bankers.

All About Personal Savings

Regardless of how you decide to save or invest your money, Lake Region Bank can match your savings goals with our insured savings accounts and certificate of deposit accounts. You can compare our FDIC-insured savings and CD options on our website. A savings account is a safe place to put money away for the future. Our personal banking experts share the different types of savings accounts available to you.

Personal Loans 101

Planning to buy a RV, or other big purchase? Finance all the things that make life fun with a personal or auto loan with Lake Region Bank. Get the cash you need to purchase a new or used automobile, motorcycle, watercraft, snowmobile, four-wheeler, camper, or RV. Competitive rates and terms are available. Did you know a personal loan can help you purchase the things that make life fun? Our lending team explains what personal loans are and what they can finance then they will help you find the best solution for financial needs.

What Is a Digital Wallet?

Take a look at Lake Region Bank’s digital banking products and services. We’ve shared everything you need to know about using Google Wallet, Apple Pay, and other digital wallets but were too afraid to ask. We also offer mobile banking apps and payment services to eStatements and Bill Pay, you can actually bank wherever you are, whenever you’d like! Get your questions answered by our personal bankers.

Home Loans 101

Make Your Next Big Purchase with Confidence. Whether you are buying, building, refinancing, or using the equity in your home, Lake Region Bank has a home loan program that will fit your needs. Combine our competitively priced loans and fast and efficient application process with strength, stability, and personal service, and you’ve got the best of all worlds. Learn everything you need to know about the home lending process from our expert home lending team.

What You Need to Know About Bank Fraud

Frauds on the rise! Learn how to spot the signs of bank fraud and discover how to protect yourself and your money. Some ways to reduce and recognize fraud and scams; check your accounts regularly, be wary of public Wi-Fi, use strong passwords, don’t click on links, protect your PIN, shred sensitive documents, and use secure payment methods just to name a few. Lake Central Bank team members are here to help if you’ve got questions on this important ever-changing issue.

Get to Know the Good Neighbor Club

Aged 50 or better? Then you’ll want to get to know our Good Neighbor Club! Meet your financial goals and enjoy several educational, social, and travel activities with other Good Neighbors. It’s a great way to meet and share experiences with new acquaintances, long-time friends or acquaintances who become friends. Join the club to get banking services designed just for you, including perks at the bank, and exclusive travel opportunities. Ask Betty she will tell you all the reasons to Travel with Lake Region Bank!

Local Bankers. Big City Solutions.

We’re proud of what we’ve built over the last 110 years. Bankers. Neighbors. Minnesotans. We are blessed and proud to be all three. Our Team members live and work in your community, and you’ll see them at many of your neighborhood events. Our success has always been tied to the success of local families and businesses. From personal banking, business banking, insurance and wealth management services, Lake Region Bank is your financial partner and good neighbor. Reach out and get acquainted with your Lake Region Bank family.

Personal Banking Made Easy

Explore our solutions and learn more about our personal banking resources? Here’s a closer look at three of our most popular tools.

Debit Cards

Use your Lake Region Bank MasterCard debit card for purchases at restaurants, shops, hotels, and more.
It’s not credit, it’s cash, and your purchase is automatically deducted from your checking account.
Plus, you can withdraw cash from your account anytime at any ATM anywhere in the world.
Plus, you can walk out of the bank with your instant issue debit card ready for use today!

Credit Cards

Choosing the right credit card is easier than ever.
Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, Lake Region Bank has the right card for you.
Choose from cash back, travel rewards, and more.
With fraud protection, mobile purchasing capacity, and 24/7 cardmember services, our credit cards are great options.