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Lake Region Bank's

Privacy Policy

FACTS:
What does Lake Region Bank do
with your personal information?​

WHY?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT?

The types of personal information we collect and share depend on the product or service you
have with us. This information can include:

  • Social Security number and Income
  • Payment history and Transaction history
  • Credit history and Assets

HOW?

All financial companies need to share Customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Customers personal information; the reasons LAKE REGION BANK chooses to share; and whether you can limit this sharing.

**Scroll table to the left to see more information.

Reasons We Can Share Your Personal Information. Does LAKE REGION BANK Share? Can You Limit this Sharing?
For Our Everyday Business Purposes:​ Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. YES NO
For our marketing purposes: to offer our products and services to you YES NO
For joint marketing with other financial companies YES NO
For our affiliates’ everyday business purposes: information about your transactions and experiences YES NO
For our affiliates’ everyday business purposes: information about your creditworthiness NO We Don't Share
For our affiliates to market to you: YES YES
For nonaffiliates to market to you: NO We Don't Share

How to Limit Our Sharing:

  • Call 320-235-5900 — our menu will prompt you through your choice(s)
  • Visit us online: lakeregion.com

Please note: If you are a new customer, we can begin sharing your information 45 days from the date we sent this notice. When you are no longer our customer we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing

Questions?

  • Call 320-235-5900 
  • or go to: lakeregion.com

Who We Are:

Who is providing this notice?LAKE REGION BANK

What We Do:

How does LAKE REGION BANK protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does LAKE REGION BANK collect my personal information?

We collect your personal information, for example, when you:

  • Open an account
  • Apply for a loan
  • Make deposits or withdrawals from your account
  • Provide employment information
  • Provide account information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates’ everyday business purposes — information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

Afflilates

Companies related by common ownership or control. They can
be financial and nonfinancial companies.

Lake Region Wealth Management, Lake Region Insurance Agency

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

LAKE REGION BANK does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Our joint marketing partners include credit card companies.

Other Important Information

For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization.

For California Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.

For Massachusetts, Mississippi and New Jersey Customers. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing – without your authorization.

For Vermont Customers. We will not share personal information with nonaffiliates for them to market to you without your authorization and we will not share personal information with affiliates or for joint marketing about your creditworthiness without your authorization.

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