Savings accounts the whole family can watch grow.
Personal Savings
Regardless of how you decide to save or invest your money, we can match your savings goals with our insured savings accounts and certificate of deposit accounts. Compare our FDIC-insured savings or CD options or take a look at non-FDIC insured investments available through our service partner, Cetera Investment Services. Give us a call today to see what our current rates and terms are.
Basic Savings
A basic savings account for moderate savers.
- Minimum to open: $200.00
- $2.00 service fee if minimum balance not met
- Interest bearing*
- Online banking & account opening
- Mobile banking and deposit
- $200.00 minimum balance required
- Electronic statements
- $2.00 service charge if average daily balance goes below $200.00.
- Electronic statements are free. Monthly paper statement fee of $3 with optional images of your withdrawal and deposit slips.
Premium Savings
A savings account with tiered rates to meet all your savings needs.
- Minimum to open: $2,500.00
- $15.00 service fee if minimum balance not met
- Interest bearing*
- Online banking & account opening
- Mobile banking and deposit
- $2,500.00 minimum balance required
- Electronic statements
- No interest earned on balances less than $2,500.00
- Tiered interest rates at $2,500.00, $10,000.00., $25,000.00, $50,000.00 & $100,000.00+
- $15.00 service charge if average daily balance goes below $2,500.00.
- Electronic statements are free. Monthly paper statement fee of $3 with optional images of your withdrawal and deposit slips.
Good Neighbor
Our Premium Savings account plus exclusive travel opportunities for customers aged 50 or better.
- Minimum to open: $2,500.00
- $15.00 service fee if minimum balance not met
- Interest bearing*
- Available for customers aged 50 or better
- Exclusive access to discounted international & domestic travel, day trips, and educational opportunities
- Online banking & account opening
- Mobile banking and deposit
- $2,500.00 minimum balance required
- Electronic statements
- No interest earned on balances less than $2,500.00
- Tiered interest rates at $2,500.00, $10,000.00, $25,000.00, $50,000.00 & $100,000.00+
- Discounted safe deposit boxes
- 3 official checks per month at no charge
- $15.00 service charge if average daily balance goes below $2,500.00.
- Electronic statements are free. Monthly paper statement fee of $3 with optional images of your withdrawal and deposit slips.
Kids Cash Club
Basic Savings account for kids aged 12 and under. No minimum balance requirement after opening.
- Minimum to open: $25.00
- No service fees
- Interest bearing*
- For kids ages 12 and under
- Online banking
- Mobile banking and deposit
- No service fees or minimum balance required
- Electronic statements
- Receive a punch on the Kids Cash Club Punch Card for each $10.00 deposit made into a savings account with a maximum of 10 punches per month
- Filled punch cards can be redeemed for $5.00 Kids Cash toward prize of choice at any participating business
- Interest bearing*
- Electronic statements are free. Monthly paper statement fee of $3 with optional images of your withdrawal and deposit slips.
Teen Savers Club
Basic Savings account for teens aged 13-17. No minimum balance requirement after opening.
- Minimum to open: $25.00
- No service fees
- Interest bearing*
- For kids ages 13–17
- Online banking
- Mobile banking and deposit
- No service fees or minimum balance required
- Electronic statements
- Interest bearing*
- Electronic statements are free. Monthly paper statement fee of $3 with optional images of your withdrawal and deposit slips.
Certificates of Deposit & IRAs
Term-based, interest-bearing accounts for long-term saving or retirement.
- Minimum to open: $1,000.00
- Time deposit account with fixed term and interest rate
- Early withdrawal fees
- Higher rate of interest than a traditional savings account
- 6 month to 5 year terms for CDs, terms vary for IRA plans
- Online and mobile banking
- Receive yearly 1099 for interest credits
- Early withdrawal penalties imposed.
* Variable rate of interest subject to change.
*Must be 18 or older to open an account, or have parent or legal guardian sign.
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