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HOME LOANS TO FUND YOUR NEXT BIG REAL ESTATE ADVENTURE.

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Home Loans

Whether you are buying, building, refinancing, or using the equity in your home, Lake Region Bank has a home loan program that will fit your needs. Combine our competitively priced loans and fast and efficient application process with strength, stability, and personal service, and you’ve got the best of all worlds.

Mortgages

While finding the right home can be tricky, Lake Region Bank makes the financing part easy. We’ll get to know you and guide you toward the mortgage solution that fits your needs. Our team will partner with your real estate agents and builders to keep things simple and get you into your new home as fast as possible.

Refinancing

Lower your interest rate or monthly payment with a mortgage refinance. Refinancing gives you the ability tap into your home’s equity.

Father Encouraging Baby Daughter To Take First Steps At Home
Family Inside Custom Kitchen

Home Equity and Home Improvement Loans

A home equity or home improvement loan can help you increase your buying power. Pay off high-rate credit cards, remodel your kitchen or add a deck, or pay college education for yourself or your child. However you choose to use the funds, put your home’s equity to work for you!

Construction Loans

Let us help you build your dream home! Building is simultaneously fun and stressful. We’re here to help you do less worrying and more dreaming about your future home.

Specialized Loan Types

We work with various agencies to find the loan program that best fits your financial needs, including the Federal Housing Administration, Minnesota Housing Finance Agency, Veterans Administration, and Rural Development.

Building Deck In Backyard
Tracy is amazing to work with. She is very knowledgeable and stays up to date on the many changes that happen in the lending industry. Tracy went out of her way to get us the best possible loan with the lowest possible rate. From the very first email until after closing Tracy was incredible. I have worked with her 2x even when I worked at a competing bank. And she will be the first one I reach out to when we want to buy again.
Camille H.

Additional Resources

Get the insurance you need to protect your big purchase. Lake Region Insurance Agency offers competitive premiums on home, auto, and watercraft policies.

Mortgage and Home Loan Calculator

Use our calculator to help you plan your home purchase.

Meet Your Home Loan Team

Tracy Lundy Team Member Of Lake Region Bank

Tracy Lundy

Mortgage Loan
Originator
NMLS# 522440

Jeremy Schmidt Team Member Of Lake Region Bank

Jeremy Schmidt

Consumer
Services
NMLS# 569279

Lisa Groff Team Member Of Lake Region Bank

Lisa Groff

Retail Manager/
Vice President
NMLS# 580204

Mortgages

While finding the right home can be tricky, Lake Region Bank makes the financing part easy. We’ll get to know you and guide you toward the mortgage solution that fits your needs. Our team will partner with your real estate agents and builders to keep things simple and get you into your new home as fast as possible.

Refinancing

Lower your interest rate or monthly payment with a mortgage refinance. Refinancing gives you the ability tap into your home’s equity.

Home Equity and Home Improvement Loans

A home equity or home improvement loan can help you increase your buying power. Pay off high-rate credit cards, remodel your kitchen or add a deck, or pay college education for yourself or your child. However you choose to use the funds, put your home’s equity to work for you!

Construction Loans

Let us help you build your dream home! Building is simultaneously fun and stressful. We’re here to help you do less worrying and more dreaming about your future home.

Specialized Loan Types

We work with various agencies to find the best loan type for your situation, including the Federal Housing Administration, Minnesota Housing Finance Agency, Veterans Administration, and Rural Development.

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Recreational Vehicle Loans

Financing for your boat, RV, ATV, or other recreational vehicle.