SIMPLE, CONVENIENT CHECKING ACCOUNTS THAT FIT YOUR LIFE.
Personal Checking
Whether you pay with card, cash, or check, we have an account for you. Check out our full line of checking services. Bank somewhere else? We can help you with a hassle-free transfer to Lake Region Bank!
Simply Checking
Total checking convenience that requires no minimum balance.
- Minimum to open $25
- No monthly service fees
- Not interest bearing
- Free Instant Issue Debit Card
- Online banking and bill pay
- Mobile banking and deposit
- Special overdraft protection plans available*
- No minimum balance required
- Electronic statements
- No service fees or minimum balance required.
- Online bill payments $0.50 each.
- Electronic statements are free. Paper statement fee of $3.00 with the option of images of your checks.
Classic Checking
Interest-earning checking accounts with added benefits.
- Minimum to open: $1,000.00
- $10.00 service fee if minimum balance not met
- Interest-bearing if minimum balance met
- Earns interest on balances of $1,000.00 or more
- Free Instant Issue Debit Card
- Online banking and bill pay
- Mobile banking and deposit
- Special overdraft protection plans available*
- Discounted safe deposit boxes
- Electronic statements
- $10.00 service charge if average daily balance goes below $1,000.00
- Up to 8 online bill payments per month at no charge. Additional bill payments are $0.50 each
- Electronic statements are free. Paper statement fee of $3.00 with the option of images of your checks
Good Neighbor
Classic Checking plus exclusive travel opportunities for customers aged 50 or better.
- Minimum to open: $1,000.00
- $10.00 service fee if minimum balance not met
- Interest-bearing if minimum balance met
- Travel discounts available
- Available for customers aged 50 or better
- Exclusive access to discounted international & domestic travel, day trips, and educational opportunities
- Earns interest on balances of $1,000.00 or more
- Free Instant Issue Debit Card
- Online banking and bill pay
- Mobile banking and deposit
- Special overdraft protection plans available*
- Discounted safe deposit boxes
- Electronic statements
- 3 official checks per month at no charge
- $10.00 service charge if average daily balance goes below $1,000.00
- Up to 8 online bill payments per month at no charge. Additional bill payments are $0.50 each
- Electronic statements are free. Paper statement fee of $3.00 with the option of images of your checks
*Special overdraft protection plans available for qualifying applicants.
*Must be 18 or older to open an account, or have parent or legal guardian sign.
Play Video to Learn How to Apply Online
Additional Resources
The Lake Region Bank team is here to make banking easy and convenient. Personalize and reorder checks online with our simple form. Need money when you’re out and about? We’ve got a convenient ATM location near you.
Add Ready Reserve Overdraft Protection
Get some peace of mind and avoid expensive overdraft fees by adding a Ready Reserve line of credit to your checking account. If your account balance ever falls below zero, funds are automatically taken from your Ready Reserve line of credit to cover the overdraft
