Lake Region Bank’s Personal Lending Process

Whether you’re buying your first home, moving up to a home with room for your growing family, or making improvements to your current home, a loan from Lake Region Bank can help. Our lending team can explain the personal lending process to you and help you decide which option is best for your big purchase. 

Home Loan Process

Buying a home is the largest financial decision people make in their lives. Most first-time homeowners and move-up buyers need to finance their purchases through a mortgage. Other times, homeowners want to make big changes to their homes that require extra financial assistance.

At Lake Region Bank, we offer mortgages, refinancing, home equity lines of credit, construction loans, and home improvement loans to fund your dream. Our team partners with your realtor or your builder to keep things simple and on track.

You can start the home loan process by clicking the Apply Now button on our home loan webpage. Once you submit your form, one of our lenders will be in contact with you. Or, you can call our lending team directly. Their contact information is at the bottom of our home loan webpage.

Home Improvement Loan Process

If you aren’t buying a new home but need funds to complete a major renovation, addition, or other update to your current home, a home improvement loan may be the perfect option for you. Lake Region Bank offers several home improvement loan options. We can write loans through the Minnesota Fix Up Fund for eligible projects, including energy efficiency upgrades and accessibility upgrades. We also offer cash-out refinancing on your current mortgage loan as well as home equity lines of credit and home improvement loans. Click here to learn more.

Personal Loan Process

Not buying a house, but need some help affording your new camper, boat, motorcycle, or other big purchase? A personal loan may be a solution for you. At Lake Region Bank, we offer competitive rates and flexible repayment plans on our personal loans.

To apply for a personal loan, you can click the Apply Now button on our personal loan webpage. Once they receive your application, a member of our friendly lending team will reach out to you. You may also apply by phone by contacting a team member directly.

You can learn more about our home loans and personal loans on our website or by visiting one of our branches or calling 320-235-5900. The personal loan process makes affording your next big purchase easier. Get in touch with the Lake Region bank lending team today to discover your options.

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Financing for your boat, RV, ATV, or other recreational vehicle.